Sun West Mortgage Review | Interest Rates, & Plans

Sun West Mortgage Company is a full-time mortgage banker and provider of financial services. The company has been in business for over 30 years and offers a wide range of mortgage products.

Sun West Mortgage is known for its competitive rates, fast turnaround times, and excellent customer service.

Many customers have left positive reviews of their experiences with the company, citing the helpful and knowledgeable staff, smooth and efficient process, and overall satisfaction with the service they received. 

If you’re considering a mortgage, it’s worth checking out our review on Sun West Mortgage to see what’s in it for you.

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Introduction to Sun West Mortgage

Sun West Mortgage is a full-service mortgage lender providing a wide range of loan products and services to meet the needs of homebuyers. Sun West offers conventional, FHA, VA, USDA, jumbo, and reverse mortgages, as well as down payment assistance programs.

They also offer competitive rates and flexible terms, making them an ideal choice for those looking to purchase or refinance their homes.

Sun West Mortgage has been in business since 1980 and is one of the most reputable lenders in the industry. Their commitment to customer service and satisfaction has earned them numerous awards and accolades.

Whether you are a first-time homebuyer or even an experienced homeowner, Sun West Mortgage can help you get the loan you need. With competitive rates and flexible terms, they make it easy to finance your dream home.

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What are the current interest rates for Sun West Mortgage loans?

Sun West Mortgage offers competitive interest rates for home loans. Currently, the interest rate for a 30-year fixed mortgage is 3.125%, while the 15-year fixed mortgage rate is 2.625%.

For adjustable-rate mortgages (ARMs), the 5/1 ARM has an interest rate of 3.375%, and the 7/1 ARM has an interest rate of 3.75%. Sun West Mortgage also offers jumbo loan options with competitive interest rates.

When considering a loan from Sun West Mortgage, it’s important to consider more than just the interest rate. Other factors, such as closing costs, fees, and repayment terms, should be taken into account when choosing a loan.

Sun West Mortgage provides customers with helpful resources to make informed decisions about their loan options.

Kinds of Mortgage Plans Offered at Sun West Mortgage

Sun West Mortgage offers a variety of mortgage plans to suit your individual needs. Whether you’re looking for a fixed-rate or adjustable-rate mortgage, Sun West has the right plan for you.

The two main plans are fixed rate and adjustable rate plans.

Fixed-rate mortgages provide the security of knowing that your monthly payments will remain the same over the life of the loan.

Adjustable-rate mortgages offer more flexibility and can be tailored to meet your specific financial goals.

Sun West also offers special programs such as FHA loans, VA loans, and jumbo loans. No matter what type of mortgage you are looking for, Sun West is sure to have a plan that fits your needs.

Additionally, Sun West also offers several options for refinancing your existing mortgage. If you are looking to reduce your interest rate or lower your monthly payments, Sun West can help.

They offer both traditional and cash-out refinance options so you can choose the one that best meets your needs. Sun West also offers special programs for veterans, first-time homebuyers, and those with less-than-perfect credit.

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Is there a minimum loan amount required to apply for a Sun West Mortgage?

Yes, there is a minimum loan amount required to apply for a Sun West Mortgage. The minimum loan amount is $50,000, and the maximum loan amount is $2 million.

Sun West Mortgage offers a variety of loan programs to meet your needs, including FHA, VA, USDA, Conventional, Jumbo, and Reverse Mortgages.

They also offer competitive rates and flexible terms. With Sun West Mortgage you are getting the best deal possible.

Is there a penalty for paying off a Sun West Mortgage early?

Sun West Mortgage does not charge a pre-payment penalty, so you can pay off your mortgage without incurring additional fees.

However, you should check with your loan officer to ensure that your mortgage is eligible for early payoff.

Are there any special offers or discounts available from Sun West Mortgage?

Absolutely! Sun West Mortgage offers a variety of discounts and special offers.

They offer discounts for first-time home buyers, veterans, and active duty military personnel, and even discounts on certain loan products.

You can find more information on their website or contact them directly to learn more about their current offers.

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Does Sun West Mortgage offer fixed or adjustable-rate mortgage options?

Sun West Mortgage Company, Inc. is a full-service mortgage banker that offers a wide range of mortgage products, including fixed-rate and adjustable-rate mortgages (ARMs).

Is there a minimum credit score requirement to qualify for a Sun West Mortgage loan?

Yes, Sun West Mortgage requires a minimum credit score of 620 to qualify for a loan. However, the exact credit score requirements can vary depending on the type of loan you’re applying for and other factors.

If you have questions or concerns about your eligibility, reach out to their team directly.

Can I get a mortgage with Sun West Mortgage if I have a low down payment?

Yes, you can get a mortgage with Sun West Mortgage, even if you have a low down payment. They offer a variety of loan programs that are designed to help borrowers with limited funds for a down payment.

Check out their website and contact one of their experienced loan officers to discuss your options.

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Does Sun West Mortgage offer any special mortgage programs for first-time homebuyers or veterans?

Yes! Sun West Mortgage offers special mortgage programs for both first-time homebuyers and veterans.

Their VA loans are designed to provide veterans with an easy and affordable way to purchase a home, while their First-Time Homebuyer Program offers special financing options to help you get into your dream home.

Visit their website for more information on these programs.

Is Sun West Mortgage Legit or a scam?

Sun West Mortgage is a legitimate mortgage lender that has been in business since 1980. They are an FDIC-insured, full-service mortgage banker and broker with an A+ rating from the Better Business Bureau.

They offer a wide range of loan products and services to help you purchase or refinance your home. Overall, they have a good reputation and provide reliable service.

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Frequently Asked Questions

Sun West Mortgage Review – Summary

Sun West Mortgage Company, Inc. is a reputable and reliable choice for those needing mortgage services. With over 30 years of experience and a wide range of loan products available, they are well-equipped to handle a variety of financial situations.

The company is known for its competitive rates, fast turnaround times, and excellent customer service, with many satisfied customers leaving positive reviews of their experiences.

If you’re in the market for a mortgage, it’s worth considering Sun West Mortgage as a potential lender.

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