How To Set up Payment Gateways on Your Website | Step-By-Step Guide for Beginners

A reliable payment gateway is one of the vital keys to a successful online business. If you use a crapy payment gateway on your website, you will definitely lose sales which will also affect your online reputation.

This detailed guide on how to set up a payment gateway on your website easily from any location will work for anyone in any country or location in the world.

READ ALSO: Stripe Tutorial: How To Set Up Stripe Recurring Payments [In-depth Guide]

What is a Payment Gateway?

A payment gateway is simply an online payment processor designed by a fintech company to help you process an online transaction from one user to the other.

What is the role of a payment gateway?

A payment gateway validates the customer's card details securely, ensures the funds are available, and eventually enables merchants to get paid. It acts as an interface between a merchant's website and its acquirer.

What is a payment gateway with an example?

In physical stores, payment gateways consist of the point of sale (POS) terminals used to accept credit card information by card or by smartphone.

In online stores, payment gateways are the “checkout” portals used to enter credit card information or credentials for services such as PayPal, Stripe, etc.

Do I need a payment gateway?

Payment gateway services are required for all online credit card processing. … So, the main role of a payment gateway is to authorize transactions between you and your customers.

Remember, without a payment gateway approval the transaction process cannot go move forward and you won't receive your money.

READ ALSO: How To Open A Verified USA PayPal Business Account in 2024 (Available Worldwide)

What is the easiest payment gateway to set up? (Payment Gateway Providers)

Top 10 Best Payment Gateway Providers for any type of Website:

1. PayPal: PayPal is the most commonly used payment gateway for eCommerce stores. …
2. Stripe: Stripe is a US-based payment gateway that's available in more than 25 countries.
3. 2Checkout.
4. Authorize.net.
5. Skrill.
6. Wepay.
7. Google Checkout.
8. Apple Pay.
9. PayU
10. PayStack

Setting up a Payment Gateway for a Website (Payment Gateway for Website)

Some payment gateways allow you to set up an account and integrate their gateway to your website using your personal details. But mostly, that is limited to certain countries like the USA, Canada, and other top-tier countries.

However, there are limitations to that. Things like high tax rates, spending limits, etc. depend on the gateway policy.

This Guide is written to guide everyone worldwide on how to set up a business account for all the payment gateways, no matter your country or location. So make sure to follow me step by step as I walk you through it gradually.

The Requirements For Setting Up Any Payment Gateway on a Website

• USA Business Registration Documents (Form an LLC in the USA)
• Active Email Address
• Active USA Phone Number
• Active USA Bank Account (for withdrawals)

The majority of these payment gateways are US-based, so we are going to be setting our payment gateway website as a USA user. Now let's talk about how to get USA Business Registration Documents.

Note: Everyone worldwide can get these documents using my step-by-step guidelines okay; all you need to do is pay attention…

Now; To get these documents, we are going to form what is called an LLC in the USA. It's very simple to do, make sure you keep this page open at every point of the registration for proper guidance and to make sure that you not missing any important information.

There are so many options for you to choose from when registering your business in the US, and I have explained some of them in my previous article on how to form an LLC.

READ ALSO: How to Form an LLC with ZenBusiness 

How to Form an LLC in the US

To form an LLC in the US, simply select any of these partners below and form an LLC for yourself.

Here's a List of Our Trusted Partners Who can help you with all your questions about business registrations and also the formation of your business in the US with exclusive tax experts at your service.

1. Bizee (also known as IncFile)
2. BetterLegal Inc.
3. Business Anywhere
4. MyCompanyWorks, Inc.
5. ZenBusiness, Inc.
6. Business Rocket
7. NorthWest Registered Agent

If you need a step-by-step guide, then read these articles:

• How to Form an LLC with ZenBusiness
• How To Form an LLC in the USA — Fast & Easy LLC Formation with BetterLegal

How to Integrate Payment Gateway in WordPress (Payment Gateway Setup)

I'll be showing you two different methods of integrating a payment gateway into your WordPress website.

The first method will be through a premium plugin called WPPayForm; while the second method involves installing individual plugins and setting them up separately.

Method One (1)

We are going to set up this method in five (5) steps.

1. Step1: Install the WPPayForm Plugin
2. Step2: Activate the WPPayForm plugin
3. Step3: Configure Your desired payment methods and currency options
4. Step4: Create a payment form
5. Step5: Integrate your desired payment gateway into your website

I am about to show you how to integrate a payment gateway into your WordPress website using the WPPayForm plugin.

READ ALSO: How to Get a Real Estate License in 8 Simple Steps

Integrate A Payment Gateway on Your WordPress Website

To integrate a payment gateway like Stripe or Paypal, all you need to do is follow the step-by-step guide below and you will be done in no time.

Step 1: Install the WPPayForm plugin

The first thing you need to do is, go to WPPayForm and download the plugin from your dashboard. Then return to your WordPress dashboard and install the plugin. If you do not know how to install a plugin, follow the guideline below:

How To install WPPayForm in WordPress:

• Login to your admin dashboard.
• Choose Plugins → and click Add New from the side menu.
• Click the Upload button.
• Upload the wppayform.zip file from the downloaded package.
• Click the Activate Plugin button.

Step 2: Activate WPPayForm

After you have installed the plugin, click “Activate” to activate the plugin; Follow the steps below:

• Initiate the licensing process by clicking two following ways — One is [Sidebar → WPPayForm → Active License] Or [Sidebar → WPPayForm → Settings → Licensing → Activate License or the notification above]
• After locating the licensing page just put your license key on in the input field and press the Active WPPayForm button to activate the license.

Step 3: Configure the Payment Methods and Currency

Once you have installed and activated the WPPayForm plugin, you need to set your Stripe and PayPal API keys. If you haven't set it up yet, you can make it by signing up for your Stripe and PayPal accounts.

If you do not have a Stripe or Paypal Account, I recommend you read the following post on how to get one for yourself:

• Open A Stripe Business Account | Fast and Easy Stripe Verified Account
• How To Open A Verified USA PayPal Business Account (Available Worldwide)

Alright, now that you have your account set up, with these companies; it's time to configure your plugin and start receiving payment on your website.

Payment Gateway Stripe Setup

To set up Stripe with the WPPayForm, you need to come down to your WordPress admin panel.

Then hit on WPPayForm → Settings → Stripe Settings.

On the Stripe settings page, you will get two types of modes barring a radio button. The first one is for Test Mode, and the next one is for Live Mode.

It's highly recommended to stay in Test Mode until you've completed setting up your payment forms. When you are in Test Mode, any number can be used as test card numbers and payment provided by Stripe.

In order to set up the Stripe payment form, you need to log in to your Stripe account. From the dashboard, go to the Developers section.

You will get the Publishable key and Secret key of your Stripe account from the API keys section page. You will see both the API keys for Test Mode and Live Mode simultaneously. Here, I am demonstrating the Live Mode configuration of Stripe.

Now, open up your WordPress admin dashboard by opening a new tab. Next, copy and paste Stripe API keys from your Stripe account to your Stripe Settings on the WPPayForm Pro settings page.

It means you can start by copying your Publishable key(starts with “pk_test”), switching to your WPPayForm admin tab, and pasting it into the appropriate text box.

Then, the same should be applied to the Secret key (starts with “sk_test_”). Put the business name you are doing and you can set a checkout logo on your payment form using the Checkout Logo option.

After adding the required information, don't forget to click on the Save Settings button. Then WPPayForm will be connected to your Stripe account.

Now, you have a configured payment gateway with the WPPayForm plugin. Next, you need to create a payment form to place on your website as a gateway to make transactions.

To make it happen, let's go to the WPPayForm located in the left sidebar of your dashboard. Hit on the Add New Form button located in the top right corner of the dashboard.

Once you click on the button, a pop-up will appear with some predefined forms, you can a number of predefined form templates available out there.

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Embedding the payment form

In order to add the payment form to your site, you need to embed the created payment form on a particular page you like. To make it so, just insert the shortcode (of that particular form) on the respective page. You will see the form list along with the shortcodes in your plugin dashboard.

Now, copy the shortcode, open the page, and paste the shortcode into it. You can use this shortcode in any Textarea of your page. Once you embed the shortcode to a certain page, it will show the payment form on that page.

Now, you're all set to use the payment gateway on your website. You also can use the form to get paid by your consumers for the products and services.

This is how you can integrate your payment gateway using WPPayForm plugin on your website.

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Method Two (2)

The second method is when you install these payment gateway plugins individually and set them up individually. Most of them only work with the WooCommerce plugin.

To learn how to install a plugin, read the above method once again and you will see the steps. So that's how to set up a payment gateway on your website no matter the country you live in.

As long as you followed my step-by-step guide to registering an LLC company in the US, you can use these services and privileges from any location in the world.

Congratulations! You now have a working payment gateway for your website.

Let me know in the comment section if this article was helpful. Thanks.

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